Business Loans

Since 1953, the Small Business Administration has been assisting America's small businesses acquire the long term financing they need to grow and to prosper. Last year the SBA assisted small business with over $10 billion of loan guarantees. And yet, it has been estimated that less than one out of every five small business loan requests submitted to local banks nationwide is approved and funded.

Why is the failure rate still so high?

The answer lies in the loan application process itself. Much of the failure rate is attributable to incomplete or improper preparation of the loan application and failing to both accurately justify the loan request as well as failing to identify an appropriate lender that will be interested in your specific request. At RestaurantMoney.com, we know what lenders are looking for to approve a loan and we know which lenders are looking for which types of transactions.

How can we help you?

We will first determine by way of a short phone interview, the feasibility of your loan request. Based on certain pre-qualification guidelines being satisfied, we will gather additional documentation such as tax returns, financial statements, etc. and obtain a conditional preliminary approval from a lender, subject to verification of historical figures and appraisals. We will then assist you in assembling the loan package, and we'll present it to a lender within our network that we believe will maximize your chances of successfully securing the capital you are seeking.

RestaurantMoney.com specializes in successfully obtaining financing for loans of $100,000 to $2 million through our network of both Preferred and Certified SBA lenders, as well as through industry specific lenders. And on a case by case basis, depending on the borrower's qualifications, we do have lenders willing to lend more than $2 million.

What can the money be used for?

Loan proceeds can be used for the purchase of owner occupied business real estate, acquisition of a business or franchise, building and leasehold improvements or expansions, machinery and equipment purchases, working capital and refinancing certain existing business debt.

If you're serious about acquiring a loan for your business, we can help. It's easy to get the process started. Simply answer a few questions on our Contact Us page.